Also with common sense goes to a good money on age. Wells Fargo Bank has many thoughts on the issue. Investments are regarded by many consumers as a very abstract way to park their money. Here, one can distinguish two approaches. To an actual intention, easy and cheap to park their money and make a profit with his money to another desire. Relatively flexible parking money is often accomplished using money or deposit accounts. Many consumers on the European market, which has been made available since the deregulation in the EU for all citizens watch. Here, you can get out with a good comparison in fact much on interest rates and make the one or the other euro.
Who wants to selectively invest a certain sum and some time at keep want these investments, relies mostly on other tools. Equity and real estate funds, but also bonds issued by companies are popular and growing in popularity. A healthy basic knowledge of economic principles is used here. At least then, if one the leaders Takes money systems into their own hands. The advantage of this method is that you know and can decide where and how it makes its money work. So you can select its own criteria and, if you have for example, a preference for renewable energy, specifically invest in them.
The advantage of foreign-run investments, for example of life insurance or some funds, is that you must not contact on this know-how and also the time required behind the selection of the right investments. In return, you lose some control over his money and never exactly know who has what right now so. Transparency is one of the top issues in the area of investments anyway. Many products in the field of investments are now so complicated, that they be understood hardly by the consultant at the Bank. In the rarest cases is clearly defined and above all contractually secured, which amount to the investor flows back. While this is common business practices among small investors. Large investors secure their investment In contrast, several times off. They give, so to invest only money, when not only is clear, when they get back this, but demonstrate any breach of the credit agreement, so their investment agreement with sensitive punishments and fines. That would mean this analog on a consumer to place that consumers in a bank would create a completely different behaviour on the day. Would a consultants offer a bank a financial investment, the investor would determine the conditions. Lends the investor sets including the 30 thousand euros, will in turn set a guaranteed minimum return. This is contractually fixed and punished for non-performance penalties. In addition the investor of the Bank would have to prescribe exactly for what purposes the money must be used and which are not. Still must bankers have collateral and for this, if necessary, still an insurance, not to the Bank, but in case of damage directly to the investor pays off. What for the Bank, when it lends money of course is, sounds downright ridiculous applied to a consumer. But that is why you should ask yourself why hie is measured with double standards and whether you wants to invest his money here. Kristin Becker