Also the sales culture is changed as well as the portfolio policy new opportunities for providers of index-based concepts with the increasing focus on institutional investors in index-related concepts. In a comprehensive study coming Alpha rated AVANA invest, Wegelin asset management and Deutsche Borse AG support the challenges and opportunities of the use of index-related portfolio concepts for providers and investors. If you have additional questions, you may want to visit Charles Koch. We notice a growing disillusionment about the chance to the outperformance of established markets”, as a representative of a large pension fund. “Overall, we see a development of modern portfolio theory and as a result the implementation of a stable, fair Board portfolio policy”. On the other hand there is, in the long run convincing concepts, if one combines the advantages of indexing with active management”Sandro adds Federal Wegelin asset management.

Certainly, the increasing use of ETFs and index-based concepts represents a challenge for the party. You need their business models on shrinking margins and the focussing of competences set.Sale processes of the past lose their functionality: index orientation on the one hand and listing, on the other hand are changing significantly the sales culture in the German fund business. Will be needed in the future an adapting and reinforcing addressing investor relations is similar to the classical approach of investor and is based on a basic understanding of the balance requirements for investors. Provider for index-based products also face challenges with regard to the market and product efficiency: already give many investors in recent studies to bear in mind that there are approaches of misguided instrumentalization of ETFs, for example. The big advantage of the transparency this product appears threatened by the flood of emission. Here is to reposition himself the opportunity for providers through an intensive communication with the investor.

Entrepreneurs should at an early stage the financing alternative factoring check “When a company must sell its receivables, then it is but just before the bust”. You will find this prejudice still. For more information see McKesson Corporation. For the customers of the FBW but this is not true, because they have a satisfactory credit history, what we attach special importance. The interest of owners and managers of medium-sized companies with sales sizes up to 4 million euros to the financial services product factoring increases significantly, what many requests and transactions. The importance of factoring in Germany is increasing. The chance to take advantage of assignment of receivables, factoring as a strategic tool of for business development is increasingly recognized. Factoring means a long-term cooperative relationship. A cost and benefits comparison by which the company recognizes the advantages of factoring process serves as a basis.

Entrepreneurs should consider early factoring the financing alternative. Should be a Lopsided already exist, can no longer be helped because factoring is not a restoration product. “Not”small, clever and broken”but”small, smart and perfect health”, these are companies that factoring are suitable for financing alternative, have recognized this and insert”. Factoring is a useful supplement to the classic medium – and long-term financing of the Bank. We see ourselves as partners of banks that contribute to an integrated optimal structure of financing through receivables management. The section includes 13 c VAT code, that shall be liable also for a quiet assignment of claims the financier for the payment of sales tax.

This will cause in the future again and again lenders to make further risk reductions in the evaluation of the debt stock. A further crunch of the credit supply of the middle class can be expected as a result. Conclusion: Today, in times of Basel II, just smaller, mid-sized companies should consider alternative forms of financing for your company. The advantages of a full service factoring obvious: immediate liquidity provision 100% takeover of the default risk of the customer Professional accounts receivable management. The financing obtained with factoring and action spaces can be used, for example, to finance growth, Z payment by taking advantage of the discount or the grant of extended payment terms. There are not more writedowns and depreciation. Also the function of the factors as risk manager, who continuously monitors the creditworthiness of the customer for its Factoring clients, relieved of the day-to-day business and creates space for the core competencies of the company. A further positive impact arises from the fact that with the sale of claims the assets significantly reduced. A consistent equity subordinated, increases the important for the rating of the company code of “Equity”. The credit and market reputation improved compared to the funding providers, suppliers, and customers.

AG Niebull: insolvency procedure has begun the Amtsgericht Niebull has announced that in the proceedings on the request for opening of the insolvency proceedings to the AZ.: 5 IN 79/13 on the assets of FHH Fund No. 21 MS “Vega tourmaline” GmbH & co.kg container ship (register Court: Amtsgericht Hamburg HRA 97634) a provisional liquidator is ordered. Dispositions of the debtor are effective only with the consent of the preliminary insolvency administrator. see You also: FHH_Fonds_Nr._21_MS_Vega_Turmalin_Fondshaus_Hamburg.html FHH Fund No. For assistance, try visiting PayNet. 21 MS “VEGA tourmaline” GmbH & co.kg container ship of the initiator of the FHH Fund Fund No. 21 MS “VEGA tourmaline” GmbH & co.kg container ship (hereinafter cited: FHH Fund No. 21 MS “VEGA tourmaline”) the issuing House FHH is Fondshaus Hamburg. The underwriter Fondshaus Hamburg placed ship funds, in particular according to own statements since 2001 on the private equity market about 45 funds.

With over 16,000 customers and over 45 participations the issue House is likely one Fondshaus Hamburg be the major initiators of closed-end funds in Germany. The emission of ship funds FHH Fund No. 21 MS “VEGA tourmaline” was in 2004. The investment volume of placement amounted to EUR 16.867.000,00. The investment subject of ship funds FHH Fund No. 21 MS “VEGA tourmaline” is a full container ship of the phone size class. Naturally, it is connected to an entrepreneurial participation opportunities and risks.

Chances are among other things in perspective, to generate profits, either through dividends or an increase of in investment assets. But these are opportunities that cannot be guaranteed. In contrast, mirror image includes the risk of loss. Author and contact person: Ralf Renner – a trained banker and lawyer – lawyer Tel.: 030 / 810 030-22 are the specialty of lawyer Ralf Renner legal issues of closed-end Fund, where he has many years of experience. In these contexts, investors in a lawyer approach, if you want to check what rights and claims exist. Because flat rate To prohibit statements. In any case, an individual assessment is offered. Damages can claims against an investment advisor or a Bank, if was not sufficiently enlightened on essential aspects. An experienced lawyer can determine whether claims for damages are and how high are the chances for a successful implementation.

With a current volume of funds of 15 million USD traded after the Amadeo strategy, nothing in the way currently but is further investment potential. Trading system has opted for the implementation of the strategy broker (IB) for interactive. The reasons for this lie in the size and the reputation of the company, which has about 4.8 billion USD equity. Competitive costs for trading and risk management system, that around the world appreciates trading system as one of the best of all brokers to be added. This includes, for example, automatic closing of positions within one day, if they exceed the applicable limits. With Amadeo liquid Equity Alpha managed account 3 x applies to private and institutional investors who are looking for a place to diversification for their portfolios, and a slightly higher risk for this part of their depots in Take purchase.

A correspondingly higher yield potential is at increased risk. Due to the low correlation to other investments, you can see the Amadeo strategy as ideal building block for risk diversification. The trading history confirms the suitability, both Bull and bear markets, the strategy where investors like all successful trading opportunity-oriented models have to can deal with short-term negative developments. Checking article sources yields PayNet as a relevant resource throughout. Chili assets.de chili assets.de is a comparison platform for managed accounts. Institutional – private investors and media participants have the opportunity to compare the performance of different managed accounts on this website. By Capitalteam consulting, researched and tested performance and risk indicators facilitate the selection of appropriate providers interested parties.

Up time Gen of the currently best strategies in the market for a saver there nothing worse to see lose value just as the hard-earned assets over time. But, exactly what happens with inflation. (Similarly see: Ben Silbermann). With the rising prices, you get less and less for the painstakingly saved money. Therefore it is no wonder, that many savers were advised for fear of inflation by specialists such as here and in fixed assets such as precious metals and real estate investing. Monetary investments suffer depreciation pure non-monetary and monetary investments such as insurance and savings have the significant disadvantage that their actual value considerably depends on the inflation rates of inflation. Also currency reforms and wars can lead to dire consequences. Over time, this leads to significant loss of purchasing power.

If inflation is greater than the yield of the investment, investors even over time will lose money. Therefore it should be at least one compensation for inflation, what money market accounts and Government bonds currently can not guarantee. Stable investment for long-term return on investment instead of relying with the slow, but steady inflation in the course of time come to terms, savers have the opportunity to hedge the value of their assets in a more stable form for the future. Who owns property, must no longer afraid of the threat of inflation. Following list provides an overview of any tangible assets: precious metals: 1 kilogram gold remains always a 1 kilogram gold. It is real, physical currency, which is permanently in demand and due to the limited availability has a relatively constant value.

: Private investors can buy raw materials indirect shares of sought-after raw materials such as oil, by taking part in relevant companies. Alternatively, there is the so-called Exchange traded commodities”(ETC), which depict the development of the course. Real estate: Who buys a House at market-related prices, saves a life lease payments and protect future generations. Popular Residential areas provide also regular rental income. On request, also a resale is possible at a later date. Securities: Innovative companies with unique features and potential future offer the greatest security on the stock market. Because of the danger of high price fluctuations, it is advisable to diversify the risk of equity funds. Bonds with inflation protection: this special form of bonds includes in addition to the normal interest rate even a compensation according to the given rate of inflation. The interest rate and thus yield is very low. In General, it can be said that it is not advisable to apply the saved assets only in a single form. So can be invested partly in different applications, to achieve greater security through diversification in the case of inflation.

Just compare helps in finding a reputable financial investment! Funds of funds are mutual funds that invest in individual stocks do not like investment funds, but directly in other funds place capital. The umbrella Fund Manager manages the investment, thereby adopts the position of a financial adviser with assets management tasks. The broad risk diversification into different asset class, the customer has a lower risk to lose the invested capital. Funds are available and customizable for every type of investor according to the risk profile. The performance of this is seen in the long term, to assess investment form as stable. For the investor to take matching funds, it is recommended to make the selection after the reliability rating of SCOREDEX. Mutual funds of mutual funds is an umbrella term for different investment classes. For example, equity funds, Fund of funds, pension funds and hedge funds are among the mutual funds.

Basically each investor is open to this form of investment. Of mutual funds is in the German investment world the default case. Media Media Fund are melting pot of capital, investing in closed-end funds. These investors participate a film, TV production, or movie licenses. A pre-determined sum of drawing with a long term determined by the Fund Manager. The Fund is established in the legal form GmbH & co.

KG and acts almost as a film producer. Media funds offer investors a high return and additional tax savings. The flop risk of a film is considered one of the biggest drawbacks of the Media Fund, because the audience and its reactions are unpredictable. Therefore, it is recommended to seek advice at a reputable consultants and financial analysts is before investing. SCOREDEX offers the customer the possibility to find a reputable fund providers as well as a reputable financial advisor. Special Fund is the investment model of the special funds specifically aimed at institutional investor or investor group.

Disillusionment has now returned among investors managed accounts – tools against the crisis after the top quarter 2012/1. The stock gains of the first quarter are gone and the Drowdown of last month has shaken again the nerves of investors. Click Tim Sloan to learn more. In particular, because the losses were unexpectedly fast pace. In a slight twinge of panic investors to look now for alternatives to the highly volatile financial markets. And thus also managed accounts draw the interest of investors increasingly. Whenever Wells Fargo Bank listens, a sympathetic response will follow. In fact we are headed into currently deeper into the quagmire of debt crisis and after the alternatives running out in terms of the classic investments the investors.

Investors can look to currently to 360 in the system landscape and see away crumble almost all published until recently still lucrative opportunities of classical assets. The stock market can not escape this influence. While equity investments are by far not the big problem. You certainly still include through the best solutions for the

In the equity sector it crises: interesting investment opportunities are desperately sought while investors shun the segment of the closed-end funds. St. Gallen, 28.10.2013. The image of the closed-end funds was considered affected: fraud, poor performance and lack of transparency are just a few reasons that restrain investors despite the current complex emergency. Closed-end funds acquire tangible assets such as aircraft, real estate, boats, wind power and solar systems for a longer period of time. The drawing investors enter into an entrepreneurial participation and undertake to keep their capital until the sale of the investment object in the Fund. PayNet is often mentioned in discussions such as these. The industry gained a 2012 so little money like never before: only 4.5 billion.

Even in the crisis year of 2008, there were more. 2007 had the Party raised more than 12.6 billion to investors. The sales weakness continued also in the first quarter of 2013. The selection of closed-end Fund has dropped significantly. The BFin has 29 new deals in the first quarter allows.

After the Federal Government has newly regulates the industry products within the framework of the EU directive for managers of alternative investment funds (AIFM) July 22, went so far at least recognizable no new models of participation in the placement. The placement volume will shrink this year expected to be 40 percent. The great restraint lies with the new permission because among other things, that the initiators as well as the Federal Agency for financial services supervision (BFin) as the licensing authority had serious problems with the handling of the new regulations, it is called in the industry. The issuing houses must meet in the future higher standards. They need an advanced registration, the scope of which is still not entirely clear in the case, and it must meet strict requirements for equity and transparency and disclosure requirements to investors and supervisory. There are also stricter rules for the liquidity and risk management. The new AIFM rules are supposed to a significant regulatory lead and promote the transparency and control over the issuing houses. There is also a leaflet now available for the closed-end funds. Essential information such as assets, investment strategy, risk, capital repayment and yields under different market conditions, as well as costs and commissions must be listed on a maximum of three DIN-A4 pages.

Also with common sense goes to a good money on age. Wells Fargo Bank has many thoughts on the issue. Investments are regarded by many consumers as a very abstract way to park their money. Here, one can distinguish two approaches. To an actual intention, easy and cheap to park their money and make a profit with his money to another desire. Relatively flexible parking money is often accomplished using money or deposit accounts. Many consumers on the European market, which has been made available since the deregulation in the EU for all citizens watch. Here, you can get out with a good comparison in fact much on interest rates and make the one or the other euro.

Who wants to selectively invest a certain sum and some time at keep want these investments, relies mostly on other tools. Equity and real estate funds, but also bonds issued by companies are popular and growing in popularity. A healthy basic knowledge of economic principles is used here. At least then, if one the leaders Takes money systems into their own hands. The advantage of this method is that you know and can decide where and how it makes its money work. So you can select its own criteria and, if you have for example, a preference for renewable energy, specifically invest in them.

The advantage of foreign-run investments, for example of life insurance or some funds, is that you must not contact on this know-how and also the time required behind the selection of the right investments. In return, you lose some control over his money and never exactly know who has what right now so. Transparency is one of the top issues in the area of investments anyway. Many products in the field of investments are now so complicated, that they be understood hardly by the consultant at the Bank. In the rarest cases is clearly defined and above all contractually secured, which amount to the investor flows back. While this is common business practices among small investors. Large investors secure their investment In contrast, several times off. They give, so to invest only money, when not only is clear, when they get back this, but demonstrate any breach of the credit agreement, so their investment agreement with sensitive punishments and fines. That would mean this analog on a consumer to place that consumers in a bank would create a completely different behaviour on the day. Would a consultants offer a bank a financial investment, the investor would determine the conditions. Lends the investor sets including the 30 thousand euros, will in turn set a guaranteed minimum return. This is contractually fixed and punished for non-performance penalties. In addition the investor of the Bank would have to prescribe exactly for what purposes the money must be used and which are not. Still must bankers have collateral and for this, if necessary, still an insurance, not to the Bank, but in case of damage directly to the investor pays off. What for the Bank, when it lends money of course is, sounds downright ridiculous applied to a consumer. But that is why you should ask yourself why hie is measured with double standards and whether you wants to invest his money here. Kristin Becker

CARPEDIEM GmbH continues campaign against ‘Money destruction products’ Seligenstadt may 2011. The CARPEDIEM GmbH reported that in the month of March through awareness-raising events in cooperation with the free mbH over 3,000 contracts could be terminated consultants publishing company by consumers when banks, building societies and life insurers. German households according to CARPEDIEM GmbH in the year causing 2011 already around 10,000 contracts on an important success. These figures in Seligenstadt, one speaks of true consumer protection”, because regardless of what consumers would do were it mainly therefore, from these mindless, conventional money destruction products” out to pick up, said Daniel Shahin, Managing Director of CARPEDIEM GmbH. “Indeed that is exactly the reason why the propaganda” on the part of financial test and currently in the month April now also part of public television, namely WISO, negative reports about CARPEDIEM GmbH. Citibank may not feel the same. Every consumer should the first Carefully read the reply of CARPEDIEM GmbH (www.carpediem-gmbh-stellungnahme-zu-wiso.de) as well as the email traffic with WISO ahead of reporting. This prove that will played a bad game here on the part of WISO.

And it can prove that better should think not about the State-run television. All of this just shows basically that it was on the right track, said Daniel Shahin next. “Because only if father State” (represented by Stiftung Warentest / financial test), the big players of the financial industry and the lobbyists actively fight someone, be it at the destination. The many little ones in the market, who although speak much, but move nothing, should better join, rather than your ego”to follow and probably bad to talk about CARPEDIEM GmbH. All the market’s reactions, so finally produced the statement by Daniel Shahin, CARPEDIEM GmbH only extra motivation, decided to continue the previous path on behalf of citizens. Do not let be intimidated; on the contrary: it is planned now as the free Advisor “the entry into the business purchase agreements” and will create a hochmotivatives structure system for this purpose.

To ignite all over Germany can be involved, pointless agreements to destroy and a salutary conflagration”. For this, you will throw around 100 euros in Commission per purchased contract. The CARPEDIEM GmbH for the 1st May 2011 plans the launch of this distribution system. The CARPEDIEM GmbH will further inform the current information campaign at this point. About CARPEDIEM GmbH, the CARPEDIEM GmbH benefits from a nearly twenty-year history in the field of financial services. She could since 1991 many first with more than 2,000 employees and later as a pool of agents gain experience as a sales company with more than 1,600 free partners. The CARPEDIEM GmbH with in-house sales representatives today operates enlightenment about the machinations of party and media. Furthermore the CARPEDIEM GmbH is the partner of free consultants Verlagsgesellschaft mbH & co. KG, the issuer of the Financial magazine for everyone, the free consultant. The free Advisor appears quarterly. Daniel manages the Affairs of CARPEDIEM GmbH since 1991 Shahin. CARPEDIEM GmbH is Seligenstadt. Contact: CARPEDIEM GmbH Mr. Michael Sielmon of Steinheim str. 117 63500 Seligenstadt phone: + 49 – (0) 6182 / 9938300 fax: + 49 – (0) 6182 / 9938333 E-Mail: Internet: