CARPEDIEM GmbH continues campaign against ‘Money destruction products’ Seligenstadt may 2011. The CARPEDIEM GmbH reported that in the month of March through awareness-raising events in cooperation with the free mbH over 3,000 contracts could be terminated consultants publishing company by consumers when banks, building societies and life insurers. German households according to CARPEDIEM GmbH in the year causing 2011 already around 10,000 contracts on an important success. These figures in Seligenstadt, one speaks of true consumer protection”, because regardless of what consumers would do were it mainly therefore, from these mindless, conventional money destruction products” out to pick up, said Daniel Shahin, Managing Director of CARPEDIEM GmbH. “Indeed that is exactly the reason why the propaganda” on the part of financial test and currently in the month April now also part of public television, namely WISO, negative reports about CARPEDIEM GmbH. Citibank may not feel the same. Every consumer should the first Carefully read the reply of CARPEDIEM GmbH (www.carpediem-gmbh-stellungnahme-zu-wiso.de) as well as the email traffic with WISO ahead of reporting. This prove that will played a bad game here on the part of WISO.

And it can prove that better should think not about the State-run television. All of this just shows basically that it was on the right track, said Daniel Shahin next. “Because only if father State” (represented by Stiftung Warentest / financial test), the big players of the financial industry and the lobbyists actively fight someone, be it at the destination. The many little ones in the market, who although speak much, but move nothing, should better join, rather than your ego”to follow and probably bad to talk about CARPEDIEM GmbH. All the market’s reactions, so finally produced the statement by Daniel Shahin, CARPEDIEM GmbH only extra motivation, decided to continue the previous path on behalf of citizens. Do not let be intimidated; on the contrary: it is planned now as the free Advisor “the entry into the business purchase agreements” and will create a hochmotivatives structure system for this purpose.

To ignite all over Germany can be involved, pointless agreements to destroy and a salutary conflagration”. For this, you will throw around 100 euros in Commission per purchased contract. The CARPEDIEM GmbH for the 1st May 2011 plans the launch of this distribution system. The CARPEDIEM GmbH will further inform the current information campaign at this point. About CARPEDIEM GmbH, the CARPEDIEM GmbH benefits from a nearly twenty-year history in the field of financial services. She could since 1991 many first with more than 2,000 employees and later as a pool of agents gain experience as a sales company with more than 1,600 free partners. The CARPEDIEM GmbH with in-house sales representatives today operates enlightenment about the machinations of party and media. Furthermore the CARPEDIEM GmbH is the partner of free consultants Verlagsgesellschaft mbH & co. KG, the issuer of the Financial magazine for everyone, the free consultant. The free Advisor appears quarterly. Daniel manages the Affairs of CARPEDIEM GmbH since 1991 Shahin. CARPEDIEM GmbH is Seligenstadt. Contact: CARPEDIEM GmbH Mr. Michael Sielmon of Steinheim str. 117 63500 Seligenstadt phone: + 49 – (0) 6182 / 9938300 fax: + 49 – (0) 6182 / 9938333 E-Mail: Internet:

Although the proportion of sustainable investments compared to the overall market due to lack of information and insufficient consultation capacity is still relatively modest, the trend is unmistakable however. During late 2008 in Germany, Austria and the Switzerland around 23 billion euros were invested in sustainable investments, it was already 52 billion euros and rising despite turbulent capital markets end 2010. The continuous inflow of funds in an unstable economic environment speaks for the long-term perspective of the investments in sustainable financial products. As a very interesting investment vehicles, closed-end funds have emerged in this context. In Germany alone, sustainable closed-end funds recorded a total investment amounting to 1.774 billion euros with an equity ratio of around 56 percent in 2010. Thus sustainable closed-end funds made one according to the Forum sustainable money systems e.V. at this time considerable share of about 17 percent of the total market for closed-end funds and made private investors with a share of 93 percent dominate the market.

The investors a series of promising segments are open: green real estate, solar/photovoltaic, wind energy, bio-energy, water, and forestry. The investment objects are very often situated in Germany, but also international investments with their specific opportunities and risks are possible. The participation of not only makes attractive sustainable investments according to social, ethical and environmental criteria. Conscience and return expectations must not be in contradiction to each other. Scientific studies have shown that sustainable financial products when compared to traditional collective investment schemes in the long run achieve on average equally good or even better results.

Because sustainability may increase long-term value of the company, which in turn benefits the investors. Not everything that shines is gold. Shall apply also for sustainable closed-end funds, as with any business Decision that should be taken in choosing wisely. In addition to the attention of General and specific investment risks, some key decision factors should be considered in sustainable closed-end funds in the environmental field. These include, for example, the stock power of subsidy schemes, realistic reductions on a possible lack of technical availability, conservative forecasts, as well as the experience of the initiator and the associated partners. Sustainable closed real estate funds a cheaper purchase price, convenient location, tenants with excellent credit, an adequate liquidity reserve, respect the share of the debt financing and foreign currency risks or overseas allowance should be included also in the considerations. If the investor also in the clear is that his capital is generally long term and only a part of the total portfolio in closed-end funds should be invested, to sustainable investments to financial opportunities generate, the economic reconcile sustainable criteria “, the General Manager explains the AAD Fund discount, Dr. Jurgen Hilp. About the AAD Fund discount GmbH and the AAD Fund discount blog AAD Fund discount GmbH is an independent fund placement firm based in the university town of Marburg. It offers investors the opportunity to acquire more than 9,000 mutual funds and virtually all closed-end funds at discount rates without subscription fee. In the AAD Fund discount blog blog.aad fondsdiscount.de the General Manager Dr. Jurgen Hilp picks up on current as well as basic questions about the topics of closed-end funds and investment funds and lit them in economic and legal terms. Contact Stefan Gobel reel 1 35037 Marburg Tel.: 06421-979-020 fax: 06421-933-570 blog.aad fondsdiscount.de